Why Buy Travel Insurance | FAQ | 10 More Reasons
TravelInsurance may give you the peace of mind you need whenplanning a trip of a lifetime with Ed Blank's Adventures on the Fly. You will find that it runs between 5-7% of the total price of what you are insuring, including all your flights you book and the packages you book with us. We use Sportsmans Travel ( Part of Travel guard and AIG). To get a quote you need to click on the banner to the left .
Why Sportsman's Travel Insurance?
Not all travel insurance plans are the same!
To demonstrate why travel insurance and emergency travel services are so important for your next outdoor trip, here are 5 examples of what could go wrong.
Your plane is snowed in in Chicago and you arrive in Hawaii too late to make the once a week flight to the island to Christmas Island. You missed it, there is not another flight for a week, how can you recoup the costs
It's 10 p.m. and you’re returning from a trip. You arrive at the airport for a connecting flight, only to find that your flight has been cancelled. How do you get home?
You arrive in Costa Rica and your fishing companion's bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and have his prescription filled. Who do you call?
Your first safari in Africa, and your passport and wallet fall off the truck and are lost in the dessert. Where do you turn for emergency cash, and how will you get your passport replaced?
If your spouse becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments like licenses and hunting tags?
You take a plane to a remote fishing location in Alaska. You slip in the water and hit your head on a rock. You need immediate medical assistance. Who can help you find the nearest hospital and assist you in getting there?
With travel insurance through Travel Guard you'll have valuable coverage that travels with you and your family. We're America's leading provider of travel insurance plans and assistance programs and we're here to help you 24 hours a day, 7 days a week.
Can travel insurance cover my vacation investment in the event of a hurricane or other unforeseen severe storm?
In the event of a covered hurricane or other unforeseen severe weather, travel insurance may cover any expenses or delays under the Trip Cancellation and Interruption coverage. If your trip is cancelled, you may receive a refund for the full trip up to the limit of coverage. In case of an interruption such as an illness, you may be reimbursed for the remainder of the trip.
What would you do?
You're involved in an accident while on a summer trip to Europe with your family and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
With travel insurance coverage through Travel Guard, you have numerous coverage options available including medical expenses, trip interruption and emergency travel services so you can be sure that Travel Guard has an insurance plan that meets your traveling needs. We're here to help you and your family 24 hours a day.
Certain restrictions apply.back to top
Q. Why should a traveler buy travel insurance?
A. Travel insurance gives travelers coverage for unforeseen problems, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses—money invested in nonrefundable pre-payments, and medical expenses that in many instances may not be covered by health insurance.
Q. What happens if a traveler must cancel their vacation?
A. Often a traveler will lose nonrefundable deposits and prepayments that can add up to hundreds—or even thousands—of dollars. A comprehensive travel insurance plan through Travel Guard can provide trip cancellation coverage for the traveler's vacation investment—the insurance company reimburses the traveler for all pre-paid, nonrefundable expenses for a covered loss.
Q. How does trip cancellation and interruption coverage work?
A. It reimburses for forfeited, nonrefundable, unused payments or deposits if the traveler must cancel or interrupt their trip due to a covered reason.
Q. What other coverage is typically included in a Travel Guard travel insurance plan?
A. In addition to trip cancellation and interruption, the more comprehensive travel insurance plans available today may also cover emergency medical expenses; emergency medical transportation, when ordered by a doctor, to the nearest adequate medical facility; reimbursement for accommodations and expenses incurred due to travel delays; reimbursement for the purchase of essential items if baggage is delayed; and coverage against lost, stolen or damaged baggage.
Q. Does travel insurance cover terrorism?
A. Many travel insurance policies do not cover terrorism, or only cover terrorist acts that occur on foreign soil. Travel insurance through Travel Guard can cover terrorist incidents both in the United States and abroad.
Q. Is the financial default of an airline, cruise line or tour operator covered?
A. All of Travel Guard's retail insurance programs include financial default coverage if the program is purchased within 15 days of making the initial trip deposit.
Q. Does Travel Guard offer travel insurance plans tailored to specific types of travel?
A. Yes. Travel Guard offers travel insurance plans for an array of budgets, from modest trips to high-end luxury vacations. There are also products for last-minute getaways and extended trips, and specific coverage plans for cruise travelers, golf travelers, students, and sports travel.
Q. How much does travel insurance cost?
A. The cost of travel insurance is based, in most cases, on the value of the trip and the age of the traveler. Typically, the cost is five to seven percent of the trip cost.
Q. What else is offered with the purchase of a Travel Guard plan?
A. To boost travelers' confidence when traveling, Travel Guard has added "LiveTravel" assistance, which provides 24-hour, "911" emergency travel agency-type services to all standard retail plans, in case a traveler has to change a flight or a hotel room. Travel Guard has also added assistance with emergency cash transfers, pre-trip consultation services (travel advisories, passport requirements, inoculation information, etc.), and live messaging, which will relay any e-mail or phone message to family, friends or business associates. back to top
Top 10 Reasons
There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.
To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong.
1. It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
2. Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
3. Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
4. You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
5. If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
6. You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?
7. Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?
8. You're walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?
9. Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
10. You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?
Click on the banner below to open a new window to Sportsmeans travel where you will be able to learn more about travel insurance and if it is right for you. back to top